We offer our own financing through our partnership with multiple lenders. Some offers boast promotional 0% APR periods.
You can get a personal loan from a bank or credit union, with rates depending on your credit score. If your credit is excellent, you may get a lower, long-term rate than in-house financing.
If you have sufficient equity in your home, these can offer lower interest rates. Be aware that your home serves as collateral.
Some utility companies offer specific financing programs for energy-efficient upgrades like heat pumps. The NHSaves program is another example, providing low-interest loans to eligible customers.
The FHA Title I Loan can be used for home improvements like heat pump installations, with a maximum loan amount of $25,000 for a single-family home.
Organizations like the National Energy Improvement Fund (NEIF) offer specific loans, such as the EnergyPlus Loan, for energy-related home improvements
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